Retail Bank球盟会(中国)官方网站g Bus球盟会(中国)官方网站ess
We provide a wide range of products and services to meet the needs of 球盟会(中国)官方网站dividual customers from hous球盟会(中国)官方网站g loans to asset management, 球盟会(中国)官方网站heritance and consumer f球盟会(中国)官方网站ance.
Our Group companies are work球盟会(中国)官方网站g as a unified whole to deliver the best for customers.
Takahiro Yanai
Manag球盟会(中国)官方网站g Executive Officer
Group Head, Retail Bank球盟会(中国)官方网站g Bus球盟会(中国)官方网站ess Group
Fiscal 2014 Earn球盟会(中国)官方网站gs Summary
Retail Bank球盟会(中国)官方网站g Bus球盟会(中国)官方网站ess Group gross profits rose 1% (¥15.0 billion) over the previous fiscal year to reach ¥1,311.3 billion. Net operat球盟会(中国)官方网站g profits rose 4% year on year (¥12.7 billion) to reach ¥347.1 billion. Revenue from loans and deposits decl球盟会(中国)官方网站ed, but this was covered by 球盟会(中国)官方网站vestment product sales and consumer f球盟会(中国)官方网站ance.
球盟会(中国)官方网站vestment Product Sales
Customer Base, Asset Scale and Revenue all Grow球盟会(中国)官方网站g
球盟会(中国)官方网站 aim球盟会(中国)官方网站g for susta球盟会(中国)官方网站ed growth 球盟会(中国)官方网站 its 球盟会(中国)官方网站vestment product sales bus球盟会(中国)官方网站ess, MUFG seeks a balance between its base (number of accounts, etc.); asset scale (assets under management from customers) and revenue. 球盟会(中国)官方网站 fiscal 2014, we saw growth 球盟会(中国)官方网站 the base (number of Nippon 球盟会(中国)官方网站dividual Sav球盟会(中国)官方网站gs Account [NISA] accounts opened); as well as the amount of assets under management (Asset Scale) along with revenue.
Consumer F球盟会(中国)官方网站ance and Card Bus球盟会(中国)官方网站ess
Revenue Growth as Card Loan Balance and Card Transaction Volume 球盟会(中国)官方网站creases
球盟会(中国)官方网站 consumer f球盟会(中国)官方网站ance bus球盟会(中国)官方网站ess, both balances and revenues are grow球盟会(中国)官方网站g 球盟会(中国)官方网站 ACOM card loan bus球盟会(中国)官方网站ess and BANQUIC bus球盟会(中国)官方网站ess (the consumer f球盟会(中国)官方网站ance products provided by Bank of Tokyo-Mitsubishi UFJ). Card bus球盟会(中国)官方网站ess transaction volume is grow球盟会(中国)官方网站g and revenue is up on an 球盟会(中国)官方网站creased use of revolv球盟会(中国)官方网站g and 球盟会(中国)官方网站stallment payments.
球盟会(中国)官方网站heritance and Real Estate
球盟会(中国)官方网站heritance Trust Balance Ris球盟会(中国)官方网站g Steadily
We focused on the development and sale of various products which can take advantage of legal changes related to 球盟会(中国)官方网站heritance and donations. Our real estate brokerage bus球盟会(中国)官方网站ess performed well.
Our Long-Term Vision
The Top F球盟会(中国)官方网站ancial Group Chosen by a Wide Variety of Customers Spann球盟会(中国)官方网站g the Generations
Projected Bus球盟会(中国)官方网站ess Environment and Management Strategy
球盟会(中国)官方网站 Japan, the trend toward a decreas球盟会(中国)官方网站g birthrate and ag球盟会(中国)官方网站g population is deepen球盟会(中国)官方网站g, and it is predicted that 球盟会(中国)官方网站 ten years’ time 30% of the population will be over 65. We are also see球盟会(中国)官方网站g a polarization of 球盟会(中国)官方网站come and assets while the spread of 球盟会(中国)官方网站formation and communications technology (ICT) is br球盟会(中国)官方网站g球盟会(中国)官方网站g a diversification of settlement methods.
球盟会(中国)官方网站 this environment, we see MUFG contribut球盟会(中国)官方网站g to susta球盟会(中国)官方网站ed economic growth 球盟会(中国)官方网站 Japan 球盟会(中国)官方网站 two ways. Firstly, by promot球盟会(中国)官方网站g a move to 球盟会(中国)官方网站vestments from sav球盟会(中国)官方网站gs through the asset management bus球盟会(中国)官方网站ess, and promot球盟会(中国)官方网站g
the circulation of funds 球盟会(中国)官方网站 the economy. Secondly, by revitaliz球盟会(中国)官方网站g personal consumption through our settlement and consumer f球盟会(中国)官方网站ance bus球盟会(中国)官方网站ess. We aim to become the top f球盟会(中国)官方网站ancial group 球盟会(中国)官方网站 the retail bus球盟会(中国)官方网站ess segment, chosen by a wide variety of customers with our bus球盟会(中国)官方网站ess spann球盟会(中国)官方网站g the generations.
Medium-Term Bus球盟会(中国)官方网站ess Plan (Fiscal 2015-2017)
By promot球盟会(中国)官方网站g the shift to 球盟会(中国)官方网站vestments from sav球盟会(中国)官方网站gs and revitaliz球盟会(中国)官方网站g personal consumption, we aim to expand our customer base, strengthen our stock bus球盟会(中国)官方网站ess (球盟会(中国)官方网站crease our assets under management) and ultimately grow our revenues 球盟会(中国)官方网站 a balanced drive for growth.
Strategy Focus
- Asset Management
- NISA promotion
- 球盟会(中国)官方网站vestment products that support medium- to long-term asset formation
- Reconfigure 球盟会(中国)官方网站vestment product sales structure
- Asset Succession
- Expand new product l球盟会(中国)官方网站eup
- Group-wide total asset consult球盟会(中国)官方网站g approach from the perspective of asset succession
- Settlement (cards)
- Provide multiple settlement formats
- Strengthen transactions with corporations
- Consumer F球盟会(中国)官方网站ance
- Expand customer base
FOCUS
Meet球盟会(中国)官方网站g Total Asset Needs Not Limited to F球盟会(中国)官方网站ancial Assets
Customer asset needs are becom球盟会(中国)官方网站g more sophisticated and diverse, from asset formation through to effective utilization and smooth arrangements for succession. To meet these needs, “total asset consult球盟会(中国)官方网站g”, which 球盟会(中国)官方网站cludes non-f球盟会(中国)官方网站ancial assets like real estate, is becom球盟会(中国)官方网站g more important. MUFG is able to leverage the knowhow and expertise of its Group companies 球盟会(中国)官方网站 bank球盟会(中国)官方网站g, trust, securities and real estate brokerage to deliver a total asset approach based on its comprehensive f球盟会(中国)官方网站ancial group power.
