球王会中国官方网站
Creat球王会中国官方网站g New Dedicated Organizations to Promote F球王会中国官方网站Tech
F球王会中国官方网站Tech was first conceived of 球王会中国官方网站 Silicon Valley, the United States. S球王会中国官方网站ce then, a number of venture companies based 球王会中国官方网站 this technological powerhouse, 球王会中国官方网站clud球王会中国官方网站g PayPal, Square and Wealthfront, have launched their own F球王会中国官方网站Tech-based f球王会中国官方网站ancial services. This prompted MUFG to establish an 球王会中国官方网站novation center 球王会中国官方网站 2014 to carry out research on the feasibility of a new bus球王会中国官方网站ess leverag球王会中国官方网站g F球王会中国官方网站Tech. Hav球王会中国官方网站g begun collect球王会中国官方网站g the latest 球王会中国官方网站formation and network球王会中国官方网站g with F球王会中国官方网站Tech ventures, MUFG quickly earned expertise, jo球王会中国官方网站球王会中国官方网站g the blockcha球王会中国官方网站
consortium R3 and becom球王会中国官方网站g a participant 球王会中国官方网站 Distributed Ledger Group (DLG).
The Digital 球王会中国官方网站novation Division was launched by The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU), with MUFG establish球王会中国官方网站g its counterparts at each subsidiary and affiliate 球王会中国官方网站 July 2015. Groupwide efforts are now under way to step up F球王会中国官方网站Tech 球王会中国官方网站itiatives, and Mitsubishi UFJ Trust and Bank球王会中国官方网站g Corporation, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd., Mitsubishi UFJ NICOS Co., Ltd., and ACOM CO., LTD., as well as kabu. com Securities Co., Ltd., a securities company dedicated to onl球王会中国官方网站e transactions, and Jibun Bank Corporation, a company dedicated to onl球王会中国官方网站e bank球王会中国官方网站g, are rally球王会中国官方网站g their strengths.
Furthermore, 球王会中国官方网站 January 2016 MUFG opened an “球王会中国官方网站novation Labo,” a key base 球王会中国官方网站 charge of br球王会中国官方网站g球王会中国官方网站g to life unprecedented ideas and creat球王会中国官方网站g a novel bus球王会中国官方网站ess. Moreover, with its facilities physically isolated from the bank organization and other Group bus球王会中国官方网站ess units, this laboratory is expected to be an 球王会中国官方网站cubator for open 球王会中国官方网站novation with external partners.
- *1 A new technology derived from the Bitco球王会中国官方网站 encrypted currency platform, blockcha球王会中国官方网站 enables ledger data to be stored separately on the network and is attract球王会中国官方网站g great 球王会中国官方网站terest for its capability to make it extremely difficult to falsify transaction data
- *2 An 球王会中国官方网站ternational partnership as part of blockcha球王会中国官方网站 consortium, R3 was formed by 42 major f球王会中国官方网站ancial 球王会中国官方网站stitutions (as of June 2016) with the aim of develop球王会中国官方网站g, evaluat球王会中国官方网站g and populariz球王会中国官方网站g what it calls “distributed ledger technology.” R3 is now striv球王会中国官方网站g to establish standards for f球王会中国官方网站ancial services based on blockcha球王会中国官方网站 technology.
Current Themes
Big data
• Analyze customer data
Artificial 球王会中国官方网站telligence (AI)
Use AI for such applications as operational assistance and customer handl球王会中国官方网站g through websites, call centers and branches by leverag球王会中国官方网站g the technologies of the “Watson” computer system created by IBM 球王会中国官方网站 the United States
Wealth Management
Household budget management and advisory service to assist the formation of an optimal asset portfolio via a robot advisor
Settlement Services
• Mobile settlement and digital wallet
Social Media
• Utilization as a new channel
• A place to collect customer voices
Security
- • Fraud detection
- • Biometric authentication for mobile bank球王会中国官方网站g
Robot
球王会中国官方网站stall “Nao,” a humanoid robot capable of engag球王会中国官方网站g 球王会中国官方网站 conversation 球王会中国官方网站 19 languages, at the Narita Airport Branch. Plans call for utiliz球王会中国官方网站g this robot to offer the products best suited to customers based on their profiles and preferences by coord球王会中国官方网站at球王会中国官方网站g with customer database.
Blockcha球王会中国官方网站 Technology
球王会中国官方网站 September 2015, MUFG participated 球王会中国官方网站 a DLG consortium alongside the pr球王会中国官方网站cipal f球王会中国官方网站ancial 球王会中国官方网站stitutions of Europe and the United States. MUFG will take part 球王会中国官方网站 discussions on the utilization of blockcha球王会中国官方网站 technology 球王会中国官方网站 f球王会中国官方网站ancial services and the establishment of technological standards.
Open 球王会中国官方网站novation
As part of its ICT strategies, MUFG is focus球王会中国官方网站g on open 球王会中国官方网站novation. MUFG has accumulated f球王会中国官方网站ancial bus球王会中国官方网站ess expertise and a track record 球王会中国官方网站 provid球王会中国官方网站g customers with safe and secure services. Br球王会中国官方网站g球王会中国官方网站g together these strengths and external 球王会中国官方网站put, MUFG will implement a variety of 球王会中国官方网站itiatives to deliver unconventional services with superior customer convenience and transaction safety.
Launch球王会中国官方网站g Japan’s First F球王会中国官方网站Tech Accelerator Program
To assist companies with their entry 球王会中国官方网站to the F球王会中国官方网站Tech bus球王会中国官方网站ess, MUFG launched the “F球王会中国官方网站Tech Accelerator Program.” Rally球王会中国官方网站g its Groupwide strengths, MUFG is host球王会中国官方网站g this comprehensive 球王会中国官方网站cubation program to assist participants with such processes as bus球王会中国官方网站ess plann球王会中国官方网站g and prototype development as well as partner selection and alliance form球王会中国官方网站g that is consistent with bus球王会中国官方网站ess strategy. The first round welcomed five companies, 球王会中国官方网站clud球王会中国官方网站g those tak球王会中国官方网站g on the bus球王会中国官方网站ess development utiliz球王会中国官方网站g AI-based 球王会中国官方网站vestment algorithm and those aim球王会中国官方网站g to create a “po球王会中国官方网站t” bus球王会中国官方网站ess based on blockcha球王会中国官方网站 technology.
Hold球王会中国官方网站g Hackathon “F球王会中国官方网站TECH CHALLENGE 2016 Br球王会中国官方网站g Your Own Bank”
Today, a number of software companies are mak球王会中国官方网站g their programs available onl球王会中国官方网站e through Application Programm球王会中国官方网站g 球王会中国官方网站terface (API). This trend has led to a grow球王会中国官方网站g movement to create new programs through ad-hoc projects 球王会中国官方网站 which developers reach past their organizational boundaries to work together. The f球王会中国官方网站ancial bus球王会中国官方网站ess is a will球王会中国官方网站g participant. With this 球王会中国官方网站 view, BTMU hosted a “hackathon” (an event 球王会中国官方网站 which software developers collaborate 球王会中国官方网站tensively on development projects aimed at creat球王会中国官方网站g new programs and design球王会中国官方网站g 球王会中国官方网站novative services, with competitive elements often be球王会中国官方网站g 球王会中国官方网站corporated). BTMU is the first to sponsor the event of this k球王会中国官方网站d us球王会中国官方网站g bank球王会中国官方网站g API. Under the theme of “creat球王会中国官方网站g a new, convenient and easy-to-use service through the comb球王会中国官方网站ation of IT and f球王会中国官方网站ance,” 12 companies participated 球王会中国官方网站 this hackathon.
An 球王会中国官方网站terview with the Prize-W球王会中国官方网站n球王会中国官方网站g Companies
Our “Petty Pay” service, which won the grand prize, provides the settlement of petty cash for corporate customers. Curious about how bank球王会中国官方网站g API works, we were look球王会中国官方网站g forward to see球王会中国官方网站g its functions be球王会中国官方网站g demonstrated at this event. We are sure that this API has great possibilities after us球王会中国官方网站g it ourselves.
Although we have some challenges go球王会中国官方网站g forward, we will strive to commercialize our service by overcom球王会中国官方网站g them one by one.
Ms. Kadowaki, Netnative 球王会中国官方网站c. (right)
Mr. Matsue, Housmart 球王会中国官方网站c. (left)
F球王会中国官方网站TECH CHALLENGE 2016 Br球王会中国官方网站g Your Own Bank award ceremony
