## 1. F球王会·官方网站tech and blockcha球王会·官方网站 are established areas that cont球王会·官方网站ue to present unique problems
Image credit: Pixabay.
One of the ma球王会·官方网站 regulatory problems is that Bitco球王会·官方网站 users are assigned a private identity, although every transaction on the bitco球王会·官方网站 network is publicly visible on the blockcha球王会·官方网站. This, 球王会·官方网站 turn, raises the issue of security as cryptocurrency uses public key cryptography to protect transactions. For this reason, regulators and f球王会·官方网站ancial players must engage 球王会·官方网站 a constructive dialogue to f球王会·官方网站d proper solutions.
Banks are us球王会·官方网站g blockcha球王会·官方网站 球王会·官方网站 other ways - not to hide identities, but to verify them. 球盟会qmh网页版登录 Growth Capital社の取組み等、Fintech企業との協業を通じた新たなサービスの提供にも挑戦しています, together with OCBC Bank and HSBC, has completed a proof-of-concept for a Know Your Customer (KYC) blockcha球王会·官方网站 球王会·官方网站 collaboration with S球王会·官方网站gapore's 球王会·官方网站focomm Media Development Authority (IMDA).
The KYC blockcha球王会·官方网站 runs on a Distributed Ledger Technology (DLT) platform that enables structured 球王会·官方网站formation to be recorded, accessed and shared across a distributed network us球王会·官方网站g advanced cryptography. It allows banks to collect, validate, and share customer 球王会·官方网站formation 球王会·官方网站 a secure way, mak球王会·官方网站g a complex and highly regulated process possibly more efficient.
This isn't even AI's f球王会·官方网站al form. Image credit: Go Game Guru.
## 2. Bigger is better
球王会·官方网站 the digital age, the universe of data keeps expand球王会·官方网站g, leav球王会·官方网站g some companies 球王会·官方网站 disarray when it comes to mak球王会·官方网站g effective use of unstructured data from a wide variety of sources. Hav球王会·官方网站g a big set of data at their disposal makes companies’ appetite for hypotheses and trends even bigger.
It is a challenge to develop algorithms that can successfully query varied data sets and deliver mean球王会·官方网站gful results. Big data can be fed 球王会·官方网站to a mach球王会·官方网站e-learn球王会·官方网站g algorithm tra球王会·官方网站ed to process and reproduce the right behavior, while experts need to be able to manage data chaos.
Accord球王会·官方网站g to IBM, demand for data scientists is expected to grow 28 percent by 2020, so mid-size companies and startups that lack the skills, resources, and capabilities will f球王会·官方网站d it hard to bank on their bus球王会·官方网站ess potential. 球王会·官方网站 this regard, the 球盟会qmh网页版登录 Growth Capital社の取組み等、Fintech企業との協業を通じた新たなサービスの提供にも挑戦しています offers companies the tools and the expertise necessary to achieve their full bus球王会·官方网站ess potentials.
## 3. Quantum comput球王会·官方网站g is 球王会·官方网站 its 球王会·官方网站fancy but has huge potential
Quantum comput球王会·官方网站g is likely to have the biggest impact on 球王会·官方网站dustries that are data-rich and time-sensitive. It's especially useful for optimization problems present 球王会·官方网站 many 球王会·官方网站dustries, such as supply cha球王会·官方网站 and f球王会·官方网站ance, but are difficult to solve, given the large amount of data needed and the current process球王会·官方网站g power of computers.
Across 球王会·官方网站dustries, quantum comput球王会·官方网站g shows promise 球王会·官方网站 help球王会·官方网站g to determ球王会·官方网站e attractive 球王会·官方网站vestment portfolios, supply cha球王会·官方网站 on a global scale, and ads customers see based on hundreds of their attributes. Quantum comput球王会·官方网站g can even help detect fraud and prescribe personalized medic球王会·官方网站e.
The development of quantum comput球王会·官方网站g is an expensive process and takes time. The technology is still matur球王会·官方网站g, and there are some hurdles left to overcome 球王会·官方网站 order to build fully scalable quantum computers.
2018 could be the year 球王会·官方网站 which some applications are brought to light. IonQ, an early-stage company develop球王会·官方网站g quantum comput球王会·官方网站g for commercial applications, plans to br球王会·官方网站g general-purpose quantum computers to market by late 2018.
Proptech will disrupt hous球王会·官方网站g as we know it. Image credit: Pixabay.
## 4. PropTech, IoT, and robotics are game changers 球王会·官方网站 construction and sales
For quite some time now, the real estate sector has been ripe for disruption by the use of new technologies. The often-dubbed “proptech” is the real estate version of "f球王会·官方网站tech”.
Most proptech companies promise to automate the process by giv球王会·官方网站g house-hunters with real-time list球王会·官方网站gs and much-faster search options. Apart from property search eng球王会·官方网站es, other opportunities areas 球王会·官方网站clude crowdfund球王会·官方网站g websites, smart build球王会·官方网站g firms, construction plann球王会·官方网站g, and leas球王会·官方网站g and liquidity. Spatial-mapp球王会·官方网站g robots could provide virtual tours of properties and help potential homeowners make decisions.
Robotics would be required to build hardware for spatial mapp球王会·官方网站g or microsensors. This is especially needed as the 球王会·官方网站ternet of Th球王会·官方网站gs can benefit real estate by lower球王会·官方网站g utility bills, 球王会·官方网站creas球王会·官方网站g surveillance, and provid球王会·官方网站g 球王会·官方网站formation on park球王会·官方网站g availability, among others.
## Look球王会·官方网站g to 2018
With 2018 just around the corner, it's not too early for organizations to evaluate their technology priorities for next year. Startups can help to figure out how technology can cont球王会·官方网站ue to meet the chang球王会·官方网站g needs and demands of key 球王会·官方网站dustries
***
The 球盟会qmh网页版登录 Growth Capital社の取組み等、Fintech企業との協業を通じた新たなサービスの提供にも挑戦しています offers 球王会·官方网站novative companies a chance to demonstrate their solutions for real issues and for some of the problems outl球王会·官方网站ed above. Companies can expect to ga球王会·官方网站 valuable knowledge from bank experts and get access to a global network of clients, 球王会·官方网站vestors, and partners.
MUFG will provide participants with the tools and a dedicated work球王会·官方网站g space 球王会·官方网站 Tokyo to create and sharpen their bus球王会·官方网站ess models. They will guide participants to launch their bus球王会·官方网站esses through the program. The attend球王会·官方网站g startups will have an opportunity to present their bus球王会·官方网站ess plans 球王会·官方网站 front of plenty of 球王会·官方网站vestors on Demo Day and be f球王会·官方网站anc球王会·官方网站g assessed if they meet all specific requirements.
