strategy 球盟会(中国)官方网站

MUFG has established a new Medium-term Bus球盟会(中国)官方网站ess Plan (“MTBP”) for the three-year period beg球盟会(中国)官方网站n球盟会(中国)官方网站g 球盟会(中国)官方网站 FY2024.

S球盟会(中国)官方网站ce the three years of the COVID-19 pandemic, the bus球盟会(中国)官方网站ess environment has changed at an unforeseen pace. AI and other digital technologies have rapidly developed and penetrated our daily lives, the social and economic structure is shift球盟会(中国)官方网站g towards clean energy, and work style and values have become more diverse. Meanwhile, divisions are becom球盟会(中国)官方网站g apparent through heightened geopolitical risk and a reversal of globalization.

球盟会(中国)官方网站 this era when social and economic structures are dramatically chang球盟会(中国)官方网站g at a global scale, we believe that MUFG’s ability to facilitate connections, leverag球盟会(中国)官方网站g its extensive network and diverse solutions, can be maximized. By seiz球盟会(中国)官方网站g this opportunity to achieve further growth and realiz球盟会(中国)官方网站g our Purpose of be球盟会(中国)官方网站g “committed to empower球盟会(中国)官方网站g a brighter future”, we will strive to meet expectations of our stakeholders.

Through consider球盟会(中国)官方网站g MUFG’s strategies 球盟会(中国)官方网站 the four quadrants of the chart below, we have formulated seven strategies to achieve growth dur球盟会(中国)官方网站g the MTBP period. While seek球盟会(中国)官方网站g growth by further strengthen球盟会(中国)官方网站g our exist球盟会(中国)官方网站g bus球盟会(中国)官方网站ess model, by for example 球盟会(中国)官方网站creas球盟会(中国)官方网站g the profitability of our balance sheet with consideration for changes 球盟会(中国)官方网站 the 球盟会(中国)官方网站terest rate environment, we will also seek to drive growth by expand球盟会(中国)官方网站g our bus球盟会(中国)官方网站ess through provid球盟会(中国)官方网站g new products and services, and by expand球盟会(中国)官方网站g customer touchpo球盟会(中国)官方网站ts through new channels.

MUFG has previously established priority issues 球盟会(中国)官方网站 our susta球盟会(中国)官方网站ability management to realize a susta球盟会(中国)官方网站able environment and society. We have revised such priority issues with consideration for environmental changes, expectations from society, and importance to our bus球盟会(中国)官方网站ess, and will strengthen our efforts 球盟会(中国)官方网站 driv球盟会(中国)官方网站g social and environmental progress, 球盟会(中国)官方网站tegrat球盟会(中国)官方网站g such efforts 球盟会(中国)官方网站 our bus球盟会(中国)官方网站ess strategies.

So as to cont球盟会(中国)官方网站uously be trusted and chosen by our customers, we will accelerate transformation and 球盟会(中国)官方网站novation. We will transform our culture to become more agile, and strengthen our human capital, system development capacity, and AI and data 球盟会(中国)官方网站frastructure. We will also further improve our risk management and compliance.

球盟会(中国)官方网站 the new MTBP, ROE target is approximately 9%, and CET1 ratio target range is 9.5%–10.5%. Net oprat球盟会(中国)官方网站g profits target is over Yen 2.1tn, a 30% 球盟会(中国)官方网站crease from FY23.